National Pension Loan Methods for National Pension Loaning

The national pension is a pension that must be paid obligatoryly if there is income as a Korean citizen, and there is a way to get a loan through the pension paid like this. It is a national pension loan. However, there is a qualification condition to apply for a national pension loan. Therefore, in today’s posting, we will have time to learn about the method and qualifications of the national pension loan.

How to Lending the National Pension – Learn the Loan Types
The term “national pension loan” is used in various ways. You can classify it as a national pension mortgage loan and a national pension mortgage loan. The most representative of the national pension mortgage loans is “Silverron” operated by the National Pension Service. Silveron is aimed at pensioners who need emergency funds as loans for elderly people who have low credit ratings and are forced to receive high interest loans.
And sometimes I hear a lot of questions like, “Can I get a national pension loan?” Silveron is the only national pension loan run by the National Pension Service. However, financial institutions such as Shinhan Card are operating national pension payer loan products. Those who do not have silver loans can use them.
National Pension Loan Methods for National Pension Loaning

How to borrow the national pension – Check the loan limit
The terms of the national pension mortgage loan are up to 7.5 million won, but the loan is set within twice the annual pension receipt based on the monthly pension payment at the time of application. For example, if you receive a monthly pension of 300,000 won, you can use 300,000 won x 24 months = 7.2 million won.
National Pension Loan Methods for 비대면 폰테크 National Pension Loaning

How to Loan the National Pension – Establishing a Loan Name
And when you get a loan, you have to have a loan name. You can only use it for medical expenses, spouses, monthly rent, and disaster recovery. Therefore, if you are borrowed in the name of medical expenses, you can only get the loan as much as the amount written on the medical bill or receipt.
National Pension Loan Methods for National Pension Loaning

How to Lending the National Pension – Interest and Repayment Conditions
The national pension loan interest rate is 2.25 percent per annum, which is linked to the yield on the five-year Treasury bond, so the variable interest rate is applied. The overdue interest rate is 4.50%, which is twice the loan interest rate. The repayment conditions are equal repayment of principal and can be set for a repayment period of up to 5 years.

National Pension Loan Methods for National Pension Loaning

How to borrow the national pension – how do I get it?
The applicant must apply for the National Pension Silver Ron directly. You can apply at any time and visit the National Pension Service branch office. Please click on the search for the National Pension Service branch office to check the location and contact information of the National Pension Service branch. The application documents for the national pension loan are the applicant’s ID card and the following documents for each purpose.

If you visit the National Pension Service after collecting the required documents, you can fill out the loan application form and loan agreement provided on the spot and submit it to the staff.For more information, please contact the National Pension Silveron call 063-713-6899 or the National Pension Service call 1355.

답글 남기기

이메일 주소를 발행하지 않을 것입니다. 필수 항목은 *(으)로 표시합니다